Net profit after tax of AED 3.5 billion, up 15.5% compared to full-year 2024
Net loans were AED 101 billion, registering an increase of 8.6% compared to 2024
Top-tier ROE of 22.15% after tax, an increase of 75 bps
Record low non-performing loans ratio improves to 3.58% by 77 bps compared to 2024 with Cost of Risk at 0.49%, down 25 bps over the same period
Disciplined execution delivers 26.25% cost-to-income ratio, positioning CBD among the industry’s top quartile
Total assets increased 14.4% to AED 160 billion, underscoring robust, broad-based growth, while strong Capital Adequacy Ratio (CAR) of 15.52% drives sustainable growth
