The interest rate margin between deposits and credit facilities in Jordan’s local market stood at 3.32%, with the weighted average interest rate, or the average deposit rate, reaching 4.90% for time deposits. Meanwhile, the average interest rate on loans and credit facilities stood at approximately 8.22%.
The announced prime lending rate stood at 5.75%, unchanged since December 2025, as the U.S. Federal Reserve has kept interest rates steady since the beginning of the current year, except for one increase in October.
Data from the Central Bank of Jordan showed that total deposits held by the banking sector increased by approximately 8.3% by the end of August, while the balance of credit facilities and loans rose by around 4.7% compared with the same period in 2025.
According to the data, bank deposits reached JD 41.390 billion by the end of August, an increase of JD 3.145 billion. Total credit facilities stood at JD 37.424 billion, up by approximately JD 1.692 billion compared with the end of August 2025.
Deposits held by the private sector, both resident and non-resident, increased by approximately 7.7% during the first eight months of the year, rising by JD 2.330 billion to reach JD 36.790 billion.
Meanwhile, public-sector deposits increased by approximately 6.4% to JD 3.807 billion compared with the same period last year.
According to the latest available data, Jordan’s private sector accounted for JD 32.748 billion, or 87.5%, of total credit facilities, while the remaining share went to the public sector, amounting to JD 4.675 billion.
